Costco Complete ID Alternative and Costco Identity Theft Protection After Enrollment Closed
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The short answer
Costco Complete ID, the Experian identity protection plan sold only to Costco members, stopped accepting new enrollments at least as far back as November 2023 and is still closed. Current members keep it at about $8.99 a month. New buyers need a replacement, and the closest is Aura at $144 a year, with three-bureau credit monitoring and removal from 425 or more sites.
Closed
Complete ID enrollment page, 30 Sep 2026
“Unfortunately, we are no longer accepting new enrollments.”
Costco identity protection today
Which Costco Complete ID reader are you
Almost everyone searching for Complete ID now is in one of two spots, and the right move is opposite in each.
You already have it
Keep it. You cannot get it back.
At the reported $8.99 a month for an Executive member, Complete ID is cheaper than every open plan with three-bureau credit monitoring. Cancelling is one-way, and if you started a two-adult plan, cancelling ends your partner’s account as well. What it does less well is removal: 80 or so people finder sites, with some removals handed back to you.
Add a removal service beside it if the scan finds you on sites it misses.
You tried to enroll
Pay retail, and pick by what you need removed.
There is no Costco member rate on any replacement we could find. Aura Individual at $144 a year is the nearest like-for-like. If what pushed you toward Complete ID was your address showing up on people-search sites, a dedicated removal service covers far more of them than any suite does.
The comparison below prices seven open options for one adult.
Costco Complete ID cost
What a Costco Complete ID membership includes and costs
Complete ID comes in four shapes: one adult, one adult plus up to five children, two adults, and two adults plus up to five children. Every adult on a plan has to be an active Costco member at the same membership level, and the adult who starts the plan pays for all of it.
The live site no longer shows the adult price, since nobody new can buy it. Review sites that tested the service report $8.99 a month per adult for Executive members and $13.99 for Gold Star and Business members. That works out to about $107.88 or $167.88 a year. Complete ID still lists its child monitoring add-on: $2.99 a month for Executive members and $3.99 for Gold Star and Business members, covering up to five children under 18. Prices are subject to sales tax.
Experian runs the service. Monitoring with Experian begins within 48 hours of enrollment, and with Equifax and TransUnion in about four days. For comparison, Experian’s own retail product, IdentityWorks Premium, costs $24.99 a month. We reviewed Experian’s free people-search scan in our Experian Personal Privacy Scan review.
Member rate, one adult
$8.99 a month
Executive member, as reported. Gold Star and Business $13.99.
- Three-bureau credit monitoring Experian, TransUnion, Equifax
- Monthly VantageScore 3.0 update Plus an annual tri-bureau report
- Experian CreditLock Experian file only
- Dark web, SSN and loan monitoring Plus criminal record and mail change alerts
- Digital Identity Manager Over 80 people finder sites, rescan every 90 days
- Password manager, VPN, safe browser Included, no extra charge
- Restoration specialist US-based, designated to your case
- ID theft insurance Up to $1,000,000
New enrollments
Not accepted
Costco Complete ID review
Does Costco Complete ID remove your data from people finder sites?
Partly, and hardly any review mentions it. Complete ID added a tool called Digital Identity Manager. You start a scan from your account, it checks “over 80 different people finder sites”, and emails you the results. For each match, Complete ID says it will “either remove it from that site on your behalf or guide you through the removal process”. It rescans every 90 days.
Three limits follow from that wording. The roster is small: dedicated services cover a few hundred brokers, and even Aura lists 425 or more sites. Some removals are guided, meaning you fill in the opt-out form, and Complete ID does not say which sites fall into which group. And 90 days between scans is long enough for a broker to relist you and sell the listing again before anyone notices.
None of that makes it a bad plan for a current member. It makes it a monitoring plan with a light removal feature, which is worth knowing before you assume your address is off the internet.
80+
People finder sites
90
Days between scans
Some
Left for you to file
When Costco Complete ID closed to new members
Neither Costco nor Experian announced a date. The public record is the enrollment notice itself, and it has not changed in almost three years.
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November 2023
Earliest archived notice
The Complete ID features page, as archived by the Internet Archive, already says it is no longer accepting new enrollments.
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June 2024
Costco carries the same message
Costco’s identity protection page tells members that current enrollees keep their service “for the same great price”.
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30 September 2026
Still closed
The live enrollment portal returns the same notice. Member login, the app and cancellation still work.
Costco Complete ID alternatives
What replacing Costco Complete ID costs for one adult
The honest headline for current members: nothing open matches the member rate. The cheapest open plan with three-bureau credit monitoring is Aura at $144, about $36 a year more. For new buyers, the table shows who removes you from brokers at all, since three of these suites do not.
Swipe the table sideways to see every column.
| Plan | A year | Broker removal | Credit | Status |
|---|---|---|---|---|
| Complete ID, Executive member | $107.88 | Over 80 people finder sites, some guided | 3 bureaus | Closed to new members |
| LifeLock Core | $124.99 | Smaller unpublished set, every 90 days | 2 bureaus | Open |
| IDX Privacy | $139.92 | Over 100 brokers, monthly rescan | None | Open |
| Aura Individual | $144 | 425+ sites | 3 bureaus | Open |
| Allstate Blue | $190.00 | None on retail plans | 3 bureaus | Open |
| Identity Guard Total | $200.04 first year | None on any plan | 3 bureaus | Renews $239.88 |
| IDX Complete | $355.32 | Over 100 brokers, monthly rescan | 3 bureaus | Open |
Complete ID is twelve payments of the reported $8.99 Executive rate. Every other figure is the vendor’s own published annual price for one adult. Identity Guard shows its first-year price; it renews at $239.88.
Closest like-for-like
Aura Individual, $144 a year
Three bureaus, $1 million in insurance, VPN and password manager like Complete ID, and removal from 425 or more sites, five times the Complete ID roster. Details in our Aura data removal review.
Cheapest open suite
LifeLock Core, $124.99 a year
Two bureaus, and a light broker removal feature about every 90 days with no published site count. See what it actually covers in LifeLock data broker removal.
Watch the fine print
Allstate and Identity Guard
Both give you three bureaus for about $190 to $200, and neither removes you from a single data broker on the plans you can buy. Our Identity Guard review shows the renewal jump too.
How to replace Costco identity theft protection without paying for overlap
Complete ID bundled three jobs: credit monitoring, recovery help, and a small amount of people-search removal. You do not have to buy all three from one company, and splitting them is often cheaper.
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1
Freeze your credit at all three bureaus
A security freeze at Experian, Equifax and TransUnion is free by federal law and blocks new accounts more firmly than monitoring does. Lift it for a day when you apply for credit.
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2
Decide whether you still want alerts
If you want three-bureau alerts, restoration and insurance in one bill, Aura at $144 is the closest to what Complete ID gave you. If a freeze is enough, skip the suite.
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3
Run the scan at the top of this page
It shows which people-search sites publish your name, address and phone today. That list, not a brand name, tells you how much removal you need.
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4
Match the removal to the list
If the scan finds a handful of sites, filing the opt-outs yourself is realistic. If it finds dozens, a removal service with monthly rescans and a dated log saves the repeat work.
For the do-it-yourself route, our data broker opt-out list has the forms for the large sites. Most people give up after about ten, because every broker verifies you differently and many relist you within a few months. That repeat work is the part a removal service is for.
Is Costco Complete ID worth keeping? Match the choice to your situation
Current member, happy with alerts
Keep Complete ID
No open plan gives three bureaus and $1 million in cover for the member rate, and you cannot rejoin once you leave.
Current member, still findable online
Keep it and add removal
Complete ID covers about 80 people finder sites. A removal service picks up the rest without duplicating the credit side.
New buyer, wants the same bundle
Aura Individual, $144 a year
Three bureaus, insurance, VPN and removal from 425 or more sites in one bill.
New buyer, household of two
Aura Couple, $264 a year
Two adults with three-bureau monitoring and removal, $2 million in combined insurance.
Wants the lowest suite price
LifeLock Core, $124.99 a year
Two bureaus, some broker removal every 90 days, and a 60-day refund on annual plans.
Wants a person on the stubborn brokers
DataRemoval, from $24 a month billed yearly
Our own plan: a human works the brokers that reject automated requests, we rescan monthly, and you get a dated log of every request. It sits beside Complete ID or a free credit freeze without overlap.
Our view, as a company that sells the removal half: Complete ID was one of the best deals in identity protection, and members who still have it should hold on to it. Its weak spot was always the people-search side, a short roster with part of the work left to you. If you are choosing what to add or what to buy instead, our ranking of the best data removal services prices the whole field, and our pricing page lists our plans next to it.
Costco Complete ID reviews and common questions
Is Costco Complete ID still available?
Not to new members. The Complete ID enrollment page says "Unfortunately, we are no longer accepting new enrollments", and it has said so since at least November 2023. Existing members keep their service at the same price, can still log in, and can still add a second adult or children through the family plan options.
How much is Costco Complete ID?
Review sites report $8.99 a month per adult for Costco Executive members and $13.99 for Gold Star and Business members, about $107.88 or $167.88 a year. Child monitoring for up to five children adds $2.99 or $3.99 a month, according to Complete ID. The live site no longer prints the adult price because nobody new can buy it.
Does Costco still offer identity theft protection?
Not to anyone joining now. Costco's program was Complete ID, run by Experian, and its identity protection page carried the same "no longer accepting new enrollments" notice in 2024. We found no replacement plan with a Costco member rate, so a new buyer pays retail with another provider such as Aura, LifeLock or IDX.
Does Costco Complete ID remove your information from data brokers?
Partly. Its Digital Identity Manager scans over 80 people finder sites, then either removes a match on your behalf or guides you through the removal yourself, and rescans every 90 days. That is a smaller roster than dedicated removal services, and Complete ID does not say which sites get automatic removal and which are left to you.
Is Costco Complete ID worth it?
If you already have it, yes. About $107.88 a year for an Executive member buys three-bureau credit monitoring, $1 million in insurance, a VPN and a people-finder tool, which is less than any open rival with the same credit coverage. Because enrollment is closed, cancelling is permanent, so think twice before you drop it.
What is the best alternative to Costco Complete ID?
Aura Individual at $144 a year is the closest match: three-bureau credit monitoring, $1 million in insurance and removal from 425 or more sites. If you want the cheapest suite, LifeLock Core costs $124.99 with two bureaus. If you only want your address off people-search sites, a dedicated removal service does that part without the credit bundle.
Is Complete ID the same as Experian?
Complete ID is an Experian product. Its pages say "Service provided by Experian", monitoring with Experian starts within 48 hours of enrollment, and the credit lock is Experian CreditLock. Experian's own retail plan, IdentityWorks Premium, costs $24.99 a month, which is much more than the Costco member rate.
Which is better, LifeLock or Costco Complete ID?
For a current member, Complete ID is the better value: three bureaus for about $107.88 a year against $124.99 for LifeLock Core with two. For a new buyer the question is moot because Complete ID is closed. LifeLock Core includes some broker removal about every 90 days and a 60-day refund on annual plans.
How do I cancel Costco Complete ID?
You can cancel Complete ID online in your account or by calling 1-855-591-0202. If you are the adult who started a two-adult plan, cancelling also cancels the second adult's account, according to the Complete ID FAQ. Since new enrollments are closed, neither of you can rejoin later.
Does Costco offer Identity Guard?
Not today. Costco's identity program was Complete ID, and it is closed to new members. Identity Guard sells directly from $90 for the first year, and the plan page we read in September 2026 lists no Costco member price. None of Identity Guard's plans removes you from data brokers.
Price the replacements in detail
Aura data removal review
Aura at $144 a year: 425+ broker sites plus three-bureau credit monitoring.
LifeLock data broker removal
What LifeLock Core actually removes, how often, and what it keeps for the paid add-on.
IDX identity protection review
Three IDX plans from $107.52, and why the cheapest one removes nothing.
Allstate Identity Protection review
Four retail plans, none with broker removal, and why annual Premier costs more than Blue.
Identity Guard review
Aura's sister brand, first-year and renewal prices, and no broker removal on any plan.
Mozilla Monitor Plus alternative
Another privacy product that stopped selling, and what its former customers bought instead.
Experian Personal Privacy Scan review
The free scan from the company behind Complete ID, and what it leaves you to do.
Best data removal services
The whole field ranked on price, coverage and independent test results.
DataRemoval pricing
Our plans, next to the published prices of every major competitor.
Complete ID closed. Your listings did not.
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