Experian IdentityWorks Premium Review, Experian Premium Membership Cost and the 7-Day Trial
Exposure scan
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Searching the public web
This runs a real search, so it can take up to about 45 seconds. Nothing is stored.
in your top results public results for
No broker listing ranked today. That is not the same as being private: search engines demote people-search pages, and the brokers still publish to anyone who searches them directly.
Reconstructed best-effort from live public search listings.
The live top results for your name, reconstructed from public search. The "data broker" badge is matched against our own directory of 45 brokers.
These brokers index US adults and each opt-out link is real and free. We have not checked each one for your name, and we will not pretend otherwise. That is what the full service does.
Your removal plan
The live search is busy right now, so we will not guess at listings. Here are the brokers to clear first, from our directory of 45 real data brokers, each with its free opt-out form.
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The short answer
Experian IdentityWorks Premium costs $24.99 a month for one adult and $34.99 for a family, with no annual price on Experian’s own plan page, so a year is $299.88. It buys strong credit data (three bureaus, daily FICO Scores). It does not buy a refund, ever, and its people-search removal covers a list of sites Experian does not publish.
Billed monthly only
$24.99 x 12
= $299.88 a year
Refunds
None
terms of 16 Feb 2026
Experian Premium cost
What a year of Experian Premium membership costs
Experian sells Premium one way: a 7-day trial, then $24.99 plus sales tax every month. There is no yearly plan to discount it, so the total for one adult climbs in equal steps to $299.88. The Family plan, which adds one more adult and identity monitoring for up to 10 children, runs $34.99 a month or $419.88 a year.
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Jan
$24.99
$24.99
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Feb
$24.99
$49.98
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Mar
$24.99
$74.97
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Apr
$24.99
$99.96
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May
$24.99
$124.95
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Jun
$24.99
$149.94
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Jul
$24.99
$174.93
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Aug
$24.99
$199.92
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Sep
$24.99
$224.91
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Oct
$24.99
$249.90
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Nov
$24.99
$274.89
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Dec
$24.99
$299.88
Premium, 1 adult
$24.99 a month
$299.88 over twelve months, before sales tax. Experian billing starts on day 7 of the trial.
Family, 2 adults and up to 10 kids
$34.99 a month
$419.88 a year. The second adult gets full Premium; children under 18 get identity monitoring.
Basic
Free
Experian-only monitoring, a FICO Score, a one-time dark web report and a one-time privacy scan with no removal.
Several reviews that rank for Experian IdentityWorks cost still quote $19.99 a month, $199.99 a year or $249.99 a year. None of those prices appears on Experian’s plan page as of 2 October 2026. If a checkout shows one of them, you are probably on a partner or sponsored offer, and its own terms apply.
What Premium includes
What the $24.99 actually buys, sorted by job
Experian’s plan card lists twenty lines. Sorted by what they do, most of the money goes to credit data and alerts, which Experian is well placed to deliver. The privacy column is the thin one.
Credit
Strong
- 3-bureau credit monitoring and alerts
- Daily Experian FICO Scores
- 3-bureau report and FICO Scores, quarterly
- Experian CreditLock with alerts
Identity alerts
Strong
- Dark web, SSN trace and change of address alerts
- Court records, booking and sex offender registry alerts
- Non-credit loan, social network and identity validation alerts
- Up to $1 million identity theft insurance (AIG), fraud resolution, lost wallet help
Privacy
Thin
- Monthly privacy scans of people finder sites
- "Help getting personal info removed from covered people finder sites"
- No count and no list of covered sites published
- Nothing about the marketing data Experian itself sells
Experian data removal
Does Experian Premium remove your information from people search sites?
Partly, and you cannot check how much before paying. Premium includes “monthly privacy scans & help getting personal info removed from covered people finder sites.” Experian does not say how many sites are covered or which ones. The free Basic tier runs the same scan once and leaves every opt-out to you.
Three words in that sentence carry the weight. Monthly: listings relist all the time, and Aura says it rescans daily. Help: Experian’s plan page does not promise to file every request for you. Covered: a list you cannot see is a list you cannot hold anyone to. Aura publishes 425+ sites, Incogni 420+ and DeleteMe a 986-site list.
Experian also runs this engine for other brands. IdentityIQ’s terms name “CSID aka Experian Consumer Services” as the agent that files its removals, as we cover in our IdentityIQ review, and Costco’s closed Complete ID plan ran on Experian too. Our Experian Personal Privacy Scan review goes through the scan itself screen by screen.
Privacy scan, sample
Month 1
- People finder site ACovered
- People finder site BCovered
- People finder site CNot on list?
- Background check site DNot on list?
- Next rescanin about 30 days
Illustration only. Experian publishes no list, so a buyer cannot tell in advance which listings fall outside it. Run the free scan at the top of this page to see your own sites.
Experian IdentityWorks terms, revised 2/16/2026
The refund clause most Experian reviews skip
“We do not provide refunds for any membership, prorated or otherwise.”
The terms print it in capitals, and it applies to you and to any employer or company that sponsored the membership. You keep access until the end of the month in which you cancel. That makes the 7-day trial the only point where leaving costs nothing.
Cancelling may not close the account
The terms say cancelling a paid service can move you to the free CreditWorks Basic membership. Deactivating the account is a separate request.
Promo prices revert
A discounted monthly fee lasts only for its Discount Term, then the standard rate bills automatically unless you cancel first.
Compare the refund windows
LifeLock and Aura give 60 days on annual plans; Incogni and Optery 30 days; EasyOptOuts 150 days.
Experian Premium free trial
How the Experian Premium free trial runs, day by day
The footnotes under Experian’s plan cards describe the trial more honestly than the button does. The part to notice is day 4: two of the three bureaus may not be watching you before the first charge.
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Day 0
Card on file
A credit card is required to start the 7-day trial of Premium or Family.
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Within 48 hours
Experian monitoring starts
Your Experian file is watched first.
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About day 4
Equifax and TransUnion
Experian says these take about 4 days and in some cases cannot start during the trial at all.
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Day 7
First $24.99 charge
Cancel before then or the membership continues at $24.99 plus sales tax each month, $34.99 for Family.
If you are testing Premium mainly for the people-search removal, use the trial to ask support which sites are covered and to see what the first scan finds. If the answer is vague, cancel before day 7 and compare it with a service that publishes its list.
Experian credit monitoring cost compared
Experian IdentityWorks cost against the plans buyers weigh it against
One adult, one year, each vendor’s own published price. Experian sits near the top, below only LifeLock Total, and is the only plan on the chart with no refund window.
LifeLock Total
$349.99
3 bureaus, smaller removal set every 90 days
Experian IdentityWorks Premium
$299.88
3 bureaus, removal help, list unpublished
IdentityIQ Secure Pro
$219.19
3 bureaus, removal not on the plan
Aura Individual
$144.00
3 bureaus, removal from 425+ sites
IDX Privacy
$139.92
No credit, removal from over 100 brokers
DeleteMe
$129.00
No credit, removal from a 986-site list
Incogni Standard
$95.88
No credit, removal from 420+ brokers
Keep it for the credit data
Experian Premium, $299.88
Daily Experian FICO Scores and quarterly three-bureau reports are the best reason to pay. Just do not count on it for removal.
Same bureaus, published removal
Aura Individual, $144
Three bureaus, $1 million insurance and removal from 425+ sites, with a 60-day refund on annual plans. See our Aura data removal review.
Split the jobs
Free Basic plus a removal service
Experian Basic keeps free Experian alerts; a dedicated service handles the brokers. Our best data removal services ranking prices every option.
Weighing Experian against LifeLock specifically? Our Experian vs LifeLock pricing breakdown goes plan by plan, including family prices and stolen funds cover.
Where each name appears
- PremiumExperian plan card
- IdentityWorks PremiumBilling fine print
- CreditWorks BasicTerms, the free tier
- CreditWorks PremiumMany third-party reviews
One paid tier, $24.99 a month
Experian IdentityWorks review
Is Experian IdentityWorks legitimate, and why it has three names
Yes, it is legitimate. Experian is one of the three national US credit bureaus, the plans are sold on experian.com, and the insurance is underwritten by AIG subsidiaries. The confusion is the naming, which makes comparison shopping harder than it should be.
The plan card says Premium. The billing fine print says Experian IdentityWorks Premium. The terms call the free tier Experian CreditWorks Basic, and plenty of reviews call the paid one CreditWorks Premium. They are the same purchase. What matters is the number at checkout, $24.99 a month, and the terms attached to it.
If you got an Experian IdentityWorks code in a data breach letter, that is a different, sponsored membership with its own end date. When it expires, the terms say you can be moved to the free membership, so you will not be billed $24.99 unless you choose Premium.
Is Experian Premium worth it? Match the plan to the job
Shopping for a mortgage or car loan
Experian Premium, then cancel
Daily FICO Scores and a three-bureau report while you shop rates. Cancel near the end of a billing month, because nothing is refunded.
Wants three-bureau alerts for less
IdentityIQ Secure Pro, $219.19 a year
Three bureaus and two full reports a year, about $80 under Experian. No refunds there either.
Wants a refund window
LifeLock Core, $124.99 a year
Two bureaus, a smaller set of broker removals every 90 days, and 60 days to change your mind on annual plans.
Wants alerts and removal in one bill
Aura Individual, $144 a year
Three bureaus and removal from 425+ sites, less than half of a year of Experian Premium.
Wants the household covered
Experian Family or Aura Family
Experian Family is $419.88 for two adults and 10 children; Aura Family covers five adults for $384.
Wants a person on the stubborn brokers
DataRemoval, from $24 a month billed yearly
Our own plan: a human works the brokers that reject automated requests, we rescan monthly, and you get a dated log of every request. It runs beside Experian Basic or Premium without overlap.
Our view, as a company that sells the removal half: Experian Premium is a good credit product with a privacy feature you cannot audit. If people-search listings are the worry, compare the plans on our pricing page with the suites above, or see how LifeLock handles the same problem in our LifeLock data broker removal breakdown.
Experian Premium questions buyers ask before the first charge
How much is Experian Premium membership?
Experian Premium (IdentityWorks Premium) costs $24.99 a month plus sales tax for one adult, and the Family plan costs $34.99 a month for two adults and up to 10 children. Experian's plan page shows no annual price, so a year of Premium is $299.88 and a year of Family is $419.88 before tax.
Is Experian Premium worth it?
It is worth it if you want daily Experian FICO Scores, three-bureau alerts and quarterly three-bureau reports in one app. It is weak value for privacy: the removal help covers an unpublished list of people finder sites, rescans monthly, and there are no refunds. Aura gives three bureaus plus removal from 425+ sites for $144 a year.
Is Experian Premium free?
No. Experian Basic is free and includes Experian-only credit monitoring, a FICO Score, a one-time dark web report and a one-time privacy scan. Premium starts with a 7-day trial that needs a credit card and then bills $24.99 a month unless you cancel within those 7 days.
Does Experian Premium remove your information from people search sites?
Partly. Premium includes monthly privacy scans and, in Experian's words, help getting personal info removed from covered people finder sites. Experian does not publish how many sites are covered or which ones. The free Basic scan only shows the listings and leaves the opt-outs to you.
Is Experian CreditWorks Premium the same as IdentityWorks Premium?
They describe the same paid tier. Experian's plan page sells it as Premium, and the fine print under the cards calls it Experian IdentityWorks Premium at $24.99 a month. Experian's terms call the free tier Experian CreditWorks Basic, and many reviews call the paid one CreditWorks Premium. Check the price at checkout, not the name.
Does Experian give refunds?
No. The Experian IdentityWorks terms, revised 16 February 2026, say in capitals that Experian does not provide refunds for any membership, prorated or otherwise. You keep access until the end of the month in which you cancel. The only free exit is cancelling within the 7-day trial.
How do I cancel Experian Premium membership?
Cancel through Customer Care or the cancel option in your Experian membership center, which the terms both allow. Cancelling the paid plan can move you to the free CreditWorks Basic account rather than closing it, so ask to deactivate the account too if you want it gone. Access runs to the end of that month.
Does Experian Premium have an annual plan?
Not on Experian's own plan page, which lists only $24.99 a month for Premium and $34.99 for Family. Some reviews quote $199.99 or $249.99 a year, but we could not find either price on Experian's site on 2 October 2026. Budget $299.88 a year for one adult.
Is Experian better than LifeLock?
For credit data, Experian Premium is the better buy: three bureaus and daily FICO Scores for $299.88 a year against $349.99 for LifeLock Total. LifeLock wins on refunds (60 days on annual plans), on stolen funds cover, and on price at the low end, where Core costs $124.99. Neither publishes its broker list.
What is the difference between Experian IdentityWorks Plus and Premium?
Experian's own plan page sells only three tiers today: Basic (free), Premium ($24.99 a month) and Family ($34.99 a month). Plus does not appear on it. If you are offered Plus, it is a partner, sponsored or older membership, so put its feature list next to Premium's three-bureau monitoring and check the price at checkout.
Compare Experian with the rest of the field
Experian vs LifeLock pricing
Plan by plan, family prices, stolen funds cover and refund windows for both.
Experian Personal Privacy Scan review
The free scan, what it finds, and what removal through Experian really involves.
IdentityIQ review
Four plans from $8.49, and removal filed by Experian that no plan card lists.
Costco Complete ID alternative
The Experian-run Costco plan, closed to new members, and what replaces it.
Aura data removal review
Three bureaus plus removal from 425+ sites for $144 a year.
Identity Guard review
Aura's sister brand, first-year and renewal prices, and no broker removal on any plan.
IDX identity protection review
Three IDX plans from $107.52, and why the cheapest one removes nothing.
Best data removal services
The whole field ranked on price, coverage and independent test results.
DataRemoval pricing
Our plans, next to the published prices of every major competitor.
Experian watches your credit. Your address is still listed.
Run the exposure scan at the top of this page, then pick the removal plan that covers the sites you actually appear on.
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